Mortgages MAX offers mortgage rate quotes from nationwide mortgage brokers and lenders ready to help you with your next home loan. Whether you are a first time home buyer with bad credit and no money down, refinancing an existing home loan for cash out or looking for a second mortgage or a home equity loan to pay off credit card debts and home improvements we have the lender for you. Our database of certified mortgage brokers and home loan lenders will place you with the best service provider based on the information you provide to us.

Choosing the best mortgage for you.

Which mortgage is best for me? There isn't a single or simple answer to this question. The right type of home mortgage for you depends on many different factors:

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a Certified mortgage professional.

FHA Loan Lenders

FHA loans are programs that help low and moderate income families become homeowners by lowering some of the costs of their mortgage loans. If you are a first time homebuyer or have low to moderate income, you may be eligible for a special type of mortgage. FHA loans have historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford. Search for local lenders who are experienced in processing FHA loans with Mortgages MAX.

Bad Credit Lenders

If you have less than perfect or bad credit or have been denied a loan in the past, you can work with these lenders. Until recently, bad credit was something of a mystery. That’s because there was no uniform, statistical way of measuring people’s credit behavior. A few years ago, however, a company called Fair Isaac Corporation developed a uniform credit scoring method called the FICO score. Because each of the major credit bureaus (Experian, Equifax, and TransUnion) have different information about you, your FICO score established by each of these companies will differ somewhat. You FICO score is one of the best indicators of how good or bad your credit is. To come up with your score, the information in your credit report is compared mathematically to the credit report information of millions of others. Your future credit behavior can more easily be predicted based on this data. Most lenders use the FICO score as a starting point when deciding whether or not to extend credit to you.

VA Loan Lenders

The U.S. Department of Veterans Affairs guarantees mortgage loans for veterans and service persons. The guaranty allows veterans to obtain home loans with favorable loan terms, usually without a down payment. VA loans are available. The U.S. Department of Veterans Affairs does not make loans, it guarantees loans made by lenders. To obtain a VA loan you may locate a lender using Mortgage-Net. Lenders will normally require a Certificate of Eligibility before they can process a VA loan. This may be obtained by sending the form DD-214 to the local VA office along with VA form 1880. VA loans offer low to no down payments with many of the same benefits as an FHA loan.

Commercial Loan Lenders

Need a commercial mortgage loan? Just imagine 700 commercial lenders competing for your deal. Simply complete a two minute mini-app. Then ask to see only suitable commercial lenders. If you are trying to find funding for these property types: Multi family, Office, Retail, or Healthcare you may be required to get commercial financing.

Mortgage Resources